About Diverse Mortgage Services
DMS was launched in 2023 by Chuck Sanders, who has a long-standing history in third-party real estate transaction services. A committed entrepreneur and industry pioneer, Mr. Sanders has grown and sold businesses, including a large venture in the real estate space. Mr. Sanders is approaching this new enterprise with industry, operational and technological experience.
Focused on building legacy and modeling the ability to succeed in the financial services industry, Mr. Sanders is partnering with his son, Mr. CJ Sanders, Senior Vice President, Operations and Diversity. By modeling and paving the way, they aim to show the next generation the great potential for working and succeeding within the financial services and mortgage industries.
Chuck Sanders, CEO
Chuck Sanders, Jr.,
SVP, Operations / Diversity
“What makes us diverse? It’s the power of our inclusive and engaged team, paving the way for others. It’s the breadth of our title services and the expertise we hold. It’s the way we view the real estate ecosystem and the importance of borrower satisfaction. It’s our pride in being a part of this industry.” — Chuck Sanders, CEO
DMS is an emerging leader in providing national title and closing services, delivered through EXOS®, a holistic digital title and closing ecosystem. We are committed to setting a new standard as an operation through sustainable, smart, responsive and resilient business practices.
Closing the homeownership gap
DMS aims to break down barriers to homeownership faced by minority borrowers in the mortgage market by partnering with lenders to better serve and educate these communities. While strides have been made in recent years to close the homeownership gap, there is still work to be done:
• Black homebuyers are 1.7 times more likely to be denied a mortgage than all homebuyers (LendingTree analysis of 2024 Home Mortgage Disclosure Act Data)
• Black and Hispanic borrowers, on average, experience higher closing costs compared to white borrowers. (JPMorgan Chase, 2024)
• Homes in Black neighborhoods are undervalued by roughly 21-23% compared to similar homes in non-Black neighborhoods. (Brookings, 2022)
By focusing on this group of mortgage-ready individuals, lenders have an opportunity to work directly with this high-potential market and enable them to access the benefits of homeownership.
DMS partners with experts and industry leaders
DMS is licensing the industry’s premier title and closing platform, EXOS® Technology, to deliver a fast, transparent and secure product to lenders seeking a competitive advantage in today’s market. DMS is backed by minority investor ServiceLink, which is part of the FNF family of companies.